A Roth IRA is a retirement account that allows you to contribute after-tax dollars, with the key benefit being tax-free growth and tax-free withdrawals in retirement. Unlike traditional IRAs, you don’t get a tax deduction for contributions, but qualified withdrawals (including earnings) are not taxed if you're at least 59½ and the account has been open for at least five years.

With a self-directed Roth IRA at Equip Capital, you have the ability to invest tax-free, in real estate (including long and short term rentals, wholesale and flip properties, tax liens and deeds), cryptocurrency, promissory notes, private equity, precious metals, amongst other alternative assets. In addition, you can still invest in traditional assets like stocks, bonds, and mutual funds and ETFs.

A Traditional IRA is a retirement account that allows you to contribute pre-tax thus tax-deductible dollars. The key benefit is that your contributions may reduce your taxable income now, and your investments grow tax-deferred until retirement. When you begin withdrawals at age 59½ or later, both your original contributions and earnings are taxed as ordinary income. Traditional IRAs are ideal for those seeking an upfront tax break while saving for retirement.

With a self-directed Traditional IRA at Equip Capital, you have the ability to invest tax-free, in real estate (including long and short term rentals, wholesale and flip properties, tax liens and deeds), cryptocurrency, promissory notes, private equity, precious metals, amongst other alternative assets. In addition, you can still invest in traditional assets like stocks, bonds, and mutual funds and ETFs.

A Solo 401(k) is a retirement plan designed specifically for self-employed individuals and business owners with no full-time employees (other than a spouse). It offers high contribution limits and the ability to contribute as both the employee and employer. Contributions are typically tax-deductible, allowing you to reduce your taxable income now, while your investments grow tax-deferred until retirement. You can also choose a Roth Solo 401(k) option for after-tax contributions with tax-free withdrawals in retirement.

It is a powerful tool for maximizing retirement savings as a solo entrepreneur.

With a self-directed Solo 401(k) at Equip Capital, you have the ability to invest tax-free, in real estate (including long and short term rentals, wholesale and flip properties, tax liens and deeds), cryptocurrency, promissory notes, private equity, precious metals, amongst other alternative assets. In addition, you can still invest in traditional assets like stocks, bonds, and mutual funds and ETFs.